Shubh Shakti Select

What this product is

A women-focused term life insurance plan apparently positioned as a variant or tier within Tata AIA's Shubh Shakti term family — no dedicated public product page or brochure could be located for this exact name during this research.

You might need this if…

• You've heard of Tata AIA's women-focused Shubh Shakti plan and are considering a 'Select' variant, which insurers typically use to denote a higher sum-assured band, added riders, or a premium-tier bundle rather than a wholly different product.
• You want dedicated term cover for a woman policyholder and are comparing named variants before requesting a quote.
• You want to confirm whether 'Select' unlocks extra benefits (e.g. richer critical-illness or return-of-premium options) compared with the base plan, which is exactly what 'Select' suffixes usually signal in this insurer's naming pattern.

How it actually works

• Category-typical mechanics: choose a sum assured and term, pay level premiums, and your nominee receives the sum assured as a lump sum on death during the term.
• 'Select' variants generally add optional features on top of a base plan — e.g. a higher maximum sum assured, extra riders, or a different premium structure — but Tata AIA's public site did not surface a distinct page for this exact name during this research.
• As with the base Shubh Shakti plan, any women-specific pricing or wellness perks (if included here) would need confirmation directly from Tata AIA or an advisor, since no plan-specific document could be verified.
• If it exists as marketed, expect standard term-plan add-ons (waiver of premium, terminal illness advance payout) to be optional riders rather than automatically included — but again, this is a category-typical expectation, not a confirmed feature of this exact plan.

Worth knowing before you decide

• This plan name could not be confirmed via Tata AIA's public site or major insurance aggregators at the time of this research — it may be a distributor-specific, discontinued, renamed, or bundled product; always ask for the current official name before buying.
• Do not rely on the bullets above for exact figures — they describe how 'Select' term-plan variants generally work in this market, not confirmed facts about this specific plan.
• Get written confirmation of the exact plan name, UIN, and current brochure from Tata AIA or a licensed advisor before purchasing.

Official source

Not available in the current product data — this insurer has not published a standalone brochure PDF for this plan; the notes above are drawn from their official product page instead.

Learn about this category

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