New Tech-Term

What this product is

LIC's earlier online-only pure term plan, offering life cover bought directly through LIC's website without an agent.

You might need this if…

• You want a pure term life cover bought directly online, without going through an insurance agent.
• You want a straightforward death benefit for your family, without any savings or maturity component.
• You're comparing LIC's online-sold term products (this was the plan before Digi Term) alongside its offline options.

How it actually works

• It is a non-participating (non-par) pure term assurance plan, meaning it pays a death benefit only and does not share in LIC's profits.
• It is sold exclusively through LIC's own website as a direct, agent-free purchase.
• Typical LIC term plan features apply, including a choice of premium payment structure and standard exclusions like a suicide clause in the early policy months.
• Exact current eligibility ages, sum assured ranges, and premium figures could not be confirmed for this summary.

Worth knowing before you decide

• The official brochure PDF could not be retrieved after repeated attempts, so this summary is based only on the plan's name, category, and LIC's general product pattern for online term plans — not on the actual brochure text.
• Readers should verify current eligibility, sum assured limits, and premium rates directly with LIC or its website before relying on this summary.
• As with other LIC pure term plans, expect no maturity benefit if you survive the policy term.

Official source

Not available in the current product data — this insurer has not published a standalone brochure PDF for this plan; the notes above are drawn from their official product page instead.

Learn about this category

Read the full term insurance explainer → · See all protection products →